![]() ![]() The Zacks Consensus Estimate for the current year has surged 0.6% over the past month. The current-year earnings estimates for Primerica have been revising upward. Empirical research shows that there is a strong correlation between trends in earnings estimate revisions and near-term stock price movements. The company's annualized cash flow growth rate has been 13.5% over the past 3-5 years versus the industry average of 7.7%.īeyond the metrics outlined above, investors should consider the trend in earnings estimate revisions. While investors should actually consider the current cash flow growth, it's worth taking a look at the historical rate too for putting the current reading into proper perspective. In fact, the rate compares to the industry average of -20.7%. Right now, year-over-year cash flow growth for Primerica is 8.8%, which is higher than many of its peers. That's because, high cash accumulation enables these companies to undertake new projects without raising expensive outside funds. The company's EPS is expected to grow 34% this year, crushing the industry average, which calls for EPS growth of 23.1%.Ĭash is the lifeblood of any business, but higher-than-average cash flow growth is more beneficial and important for growth-oriented companies than for mature companies. While the historical EPS growth rate for Primerica is 13.7%, investors should actually focus on the projected growth. And for growth investors, double-digit earnings growth is definitely preferable, and often an indication of strong prospects (and stock price gains) for the company under consideration. While there are numerous reasons why the stock of this life insurance and financial products company is a great growth pick right now, we have highlighted three of the most important factors below:Īrguably nothing is more important than earnings growth, as surging profit levels is what most investors are after. And returns are even better for stocks that possess the combination of a Growth Score of A or B and a Zacks Rank #1 (Strong Buy) or 2 (Buy). Research shows that stocks carrying the best growth features consistently beat the market. The company not only has a favorable Growth Score, but also carries a top Zacks Rank. Primerica (PRI) is one such stock that our proprietary system currently recommends. However, it's pretty easy to find cutting-edge growth stocks with the help of the Zacks Growth Style Score (part of the Zacks Style Scores system), which looks beyond the traditional growth attributes to analyze a company's real growth prospects. Moreover, if a company's growth story is over or nearing its end, betting on it could lead to significant loss. But finding a growth stock that can live up to its true potential can be a tough task.īy their very nature, these stocks carry above-average risk and volatility. Growth investors focus on stocks that are seeing above-average financial growth, as this feature helps these securities garner the market's attention and deliver solid returns. ![]()
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![]() ![]() There are a couple of image sets with different colored versions of the same wallpaper, you can set the operating system to switch between them by enabling the slideshow option. The C:\Windows\Web\Wallpaper is sort of a mixed bag and contains several images, some of which are Nature-themed ones, if that tickles your fancy. The Touch Keyboard directory is home to even more colorful abstract backdrops. The Screen folder has 6 wallpapers, though one of these is just a solid color background. The primary wallpaper, which is called Bloom (it was inspired by flowers), and its dark mode variant are placed in the following folder: C:\Windows\Web\4K\Wallpaper\Windows Navigate to each folder to find the ones that you may like.Įach sub-folder in this directory, contains a few pictures in various sizes and resolutions. It has 4 sub directories: 4K, Screen, touchkeyboard, and Wallpaper.Navigate to the following folder: C:\Windows\Web\.How to find the default wallpapers in Windows 11 You can read about the Bloom design on Microsoft's blog. Tip: Windows 10 users can find the wallpapers in the same folder, read about it here. ![]() Instead, you can find the Windows 11 wallpapers in the following directory: C:\Windows\Web\ The folder is sort of hidden, it is not located in the Pictures folder like common sense would have you believe. Where are the desktop wallpapers located in Windows 11? Microsoft also packed 6 themes in the operating system, including some really cool dark themes. ![]() ![]() ![]() If you look a little closer, you’ll notice subgroups in each group. We do so because the elements in each section sit close to each other. Yet we perceive them as separate clusters of content. These groups don’t sit inside boxes or have clearly delineated borders around them. In it, we see four main groups of elements, marked and numbered below. To better understand it, consider the cool checkout form by Mattias Johansson below. The principle of proximity states that we tend to perceive elements as a group when they are close to each other. The 5 Gestalt Principles we’ll take a look at are:įeel free to use the clickable menu to skip to a Gestalt Principle that piques your interest. To illustrate each Gestalt Principle, we’ve selected a great Dribbble shot. Now let’s explore each of these principles in detail. Whether you’re an aspiring UX designer or a budding UI professional, the Gestalt Principles can help you to understand how the end user will interpret and navigate your work. If you’re here, chances are that you’re working to build a career in tech. ![]() Since their conception, the Gestalt Principles have been adopted by designers of all disciplines. They called these principles the Gestalt Principles. But we don’t do so randomly-our efforts tend to fall under certain principles. Through observation, Wertheimer, Koffka and Kohler theorized that we tend to group elements, recognize patterns, and simplify complex imagery. They were invested in understanding how our mind goes about making sense of our chaotic surroundings. ![]() A Brief History Of The Gestalt Principlesĭuring the 1920s, German psychologists Max Wertheimer, Kurt Koffka and Wolfgang Kohler studied human perception and chaos. In this guide, I’ll introduce you to the five Gestalt Principles and how they contribute to user-friendly design. The ways in which our mind does so are summarized in the Gestalt Principles. They state that our minds have a tendency to group and organize elements and do so in predictable ways. The Gestalt Principles can help you do so.ĭeveloped by Gestalt psychologists, the Gestalt Principles describe how we interpret and process complex stimuli around us. Understanding how your users perceive and interpret your work is key. Communication plays a central role in both user interface (UI) and user experience (UX) design. ![]() ![]() Its very first line is “I liked hurting girls”, and the second line is “Mentally, not physically.” If you’ve spent much time around here at all, you’ll know that I have personal experience of men who like hurting girls mentally-not-physically, and that I don’t have a whole lot of time for that anymore. The point is to tell you how I purged myself of my sins against women, and indeed, against myself. Bouvard et Pécuchet, by Gustave Flaubert #ReadIndies.At least that guy knew how to tell a story. Also, he claims Minnesotans say “cwaffee.”ĭiary of An Oxygen Thief was so awful it had me yearning for the florid, over the top prose of James Frey. Much of it has to do with Anon’s boring day job working on some luxury car ad, and how he hasn’t dated much since he got sober, and how friggin’ cold it is in Minnesota. To be fair, most of the book is not this exciting. Or why there’s a paragraph break after a comma. Or where in the world saying that a woman’s breasts are too big is an insult. No, I don’t know what a “Soulfurnace” is either. ‘They’re too big and they hang too low.’ ” But it was too late, I was already in there. I saw how she tried to keep her outrage to herself. I was not yet aware, you understand, that I was to become the Soulfurnace you see before you, But I was losing the bolt-uprightness I felt I deserved, so I added, I hope so, Because if I don’t want you, and believe me I don’t, then I don’t want you being happy with someone else when there’s any doubt that I might be with another girl.’ Maybe you’ll never really trust yourself again. You’ll have to sit there and listen while I wrench the U from the S. The design, along with the text, is an affront. Here’s a scene demonstrating his cruelty (both to his lover and the reader), which is set in what appears to be 14/15 New Times Roman. Besides the fact that the set-up for the comeuppance relies upon a very strange plot device-that there is a publishing program at Harvard where the STUDENTS can publish any books they want, no matter how ridiculous. The author keeps reminding readers that he will get his comeuppance, and he does, but who cares? By that time we’ve been punished by having to live through his boring day job and his masturbatory habits. Also, oddly, people at the agency have British names like “Graham.” And one has a niece in the author’s hometown of Kilkenny, which, yes, is what they do every week on South Park. Only he calls it “Hazleton.” You’d think this might come into play later, but you’d be wrong. Bizarrely, he gets an advertising job in an ad agency with the very Irish name of Killallon Fitzpatrick in a made-up town in Minnesota, conveniently located near the famous Hazelden Addiction Treatment Center. I was not given any idea of the sort of thrill he got from this emotional torture, other than he liked to do it. But everything is told and not shown, and not told very well. The anonymous author is writing this for public consumption. There is none of the excitement of participating in events as they happen, or the dirty fun of reading someone’s secrets. ![]() This is not in diary form, but in confessional form, making it exceedingly dull. Let’s start with the conceit-an alcoholic Irish guy living in London likes to emotionally hurt women. The only thing that kept me turning the pages was the disbelief that it was so bad. So get ready, folks! This is by far one of the suckiest books I’ve read in a long time. It's a surprise dark-horse Williamsburg bestseller.” It also got a decent review in Faster Times, which called it, “brisk, original, and deceptively astute.” The back cover claims that New York magazine called it “Kinky, artsy, and swoon-worthy.” Although I can’t find that review online, the magazine did feature it in their Valentine’s Day “Romantic Reads” feature, where a representative of hipster Brooklyn bookstore Spoonbill & Sugartown said that, "Women seem to be very fond of this book, about a down-and-out guy who has lots of trouble with women. ![]() ![]() Diary of An Oxygen Thief is getting high praise. ![]() ![]() Please remember to transpose before you print or save as a PDF. Once you've made a purchase and if your chosen piece is transposable, you can then adjust it to your desired key. In this video, Orbison breaks down the chords and strumming patterns for Mean Woman Blues in a clear and easy-to-follow manner. Conversely, choosing -1 Semitone for a piece originally in C will transpose it to B. A completely white icon indicates transposition options, which include: Original, 1 Semitone, 2 Semitones, 3 Semitones, -1 Semitone, -2 Semitones, and -3 Semitones.įor example, if a song's original key is C, selecting 1 Semitone will transpose it to C#. To check, look for the "notes" icon at the bottom of the viewer. No Capo A I got a woman, Mean as she can be D I got a woman, Mean as she can be E7 Sometimes I think D A Shes almost mean as me A A black cat up and died of fright D Cause she crossed his path last night Oh, I got a woman Mean as she can be E7 Sometimes I think D A. We highly recommend verifying transposition availability before completing your purchase. Chords: I find this an easier way to play it but im not saying its 100 right. While a majority of our scores support transposition, there are exceptions. However, if the feature is unavailable for that particular score, the "notes" icon will appear grayed out. If the piece is eligible for transposition, a range of semitone options will be displayed. ![]() Get the official Mean Woman Blues music notes and elevate your performance with 15-page score. ![]() Tablature / Chords (Simplified Song) Font size: A-A A+. Download Mean Woman Blues sheet music by Roy Orbison - Guitar Tab and play in minutes. ![]() To transpose "Mean Woman Blues", simply click on the "notes" icon located at the bottom of the viewer. Transpose chords: Chord diagrams: Pin chords to top while scrolling. ![]() ![]() ![]() Log into Only Indian Porn Video Tube where every sexual experience you have is nothing but magical. ![]() The Google Drive videos are of good quality and have been produced by the best experts who only give the best of their talents. You can be sure to have a magical kind of sexual fulfillment and gratification at Only Indian Porn Video Tube. 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Do you ever wish to see porn videos that have a mix of creativity and fun? Only Indian Porn Video Tube makes your wishes come true. "SA Mustell attempted to access the account during this interview but the MEGA account was not accessible due to the account being closed," the document reads.Īnother FBI official then "contacted the New Zealand government that has access to MEGA account information and forwarded the information to them so they could access the contents of Beck's MEGA account," the document reads. Beck added that the account had been closed because of a breach of MEGA’s terms of service, the document says.īeck provided the FBI with a list of potential email addresses and passwords for the MEGA account, the document adds. During that interview, Beck admitted to trading sexual image of minors, and said he had child pornography in his MEGA account in 2018. In July 2019, Woo and another FBI official met suspect Macgwire Beck at his place of work to interview him. In the application, Woo explains the FBI investigated users on the messaging app Kik they suspected of sharing child abuse material. In September, Dickson Woo, a Task Force Officer from the FBI, filed an application to search data they had obtained from MEGA. ![]() The recent case of MEGA providing data to the FBI relates to a child abuse investigation. "Only parties of Alice's choosing receive the keys to decrypt the files that she shares with them."Ī section of the warrant application. "Nobody else, not even MEGA, has access to them," the narrator adds. Alice chooses to use MEGA, which uses "cryptographic keys that only she controls," the video's narrator says. In an overview video, MEGA explains how two fictional lawyers called Alice and Bob are trying to store their documents securely. "Your MEGA files and chats are encrypted with keys controlled by you." "End-to-End Encryption," MEGA's website reads. What separates MEGA is its use of end-to-end encryption to protect the content of users' files. MEGA works similarly to other file sharing and cloud storage services such as Google Drive or Dropbox. Using a non-work phone or computer, you can contact Joseph Cox securely on Signal on +44 20 8133 5190, Wickr on josephcox, OTR chat on, or email. "Account Details are voluntarily disclosed to relevant authorites without notifying the user in all cases of alleged CSAM (Child Sexual Abuse Material) or Violent Extremism storage/sharing-no subpoena or MLAT procedure is necessary," one of the court records reads, referring to a Mutual Legal Assistance Treaty, an agreement between governments that lets them request data from bodies based in other countries.ĭo you know anything else about what sort of data companies provide to law enforcement? 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![]() ![]() Download the soundboard for Discord and other voice chat apps & discover the best modulator transformer for PC. It’s perfect for ASMR or video calls! Voicemod is a simple free voice changer for Windows to chat online. ![]() Voicemod voice changer/ transformer is also compatible with Vivox (Overtone), Paltalk, Wire, Mumble, Tox, Riot.im, ooVoo, Viber, Ekiga, Jitsi, Ventrilo or Hangouts. Voice changing for gamers, content creators o Vtubers! The most crazy and funny thing to play & talk online. How to use Voicemod is easy: Download for free, install and use the voice modulator/modifier with free effects. Voicemod is a free real-time voice changer and soundboard available on both Windows and macOS. It also works with chat tools like Discord, Skype or on platforms like VRChat and Second Life. 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It’s great for games and chatting as an app. A simple online voice modifier and transformer with effects capable of converting your voice into robot, female or girl online. Voice Changer v1.Voicemod is the best free voice changer & soundboard software for Windows (coming soon for Linux and Mac OSX). So the voices that you store will be used from time to time. At the same time, you can also easily manage them through lists and names. It is necessary when you will still be able to continue using files stored in my work if you cannot find the file you just exported. MANAGE YOUR VOICE EDITING HISTORYīesides exporting these audio files after they have been successfully edited for use, you can also find the history that you have made. So you can listen to them over and over again and also conveniently find them on your device. Also, if you are using a music player, your file will be recognized and played by it. Your use of a high-quality sound is an absolute necessity for many different purposes. It will still be possible to match video and audio because they are recorded in parallel, and your voice is better.Īfter you’ve created new voices with the app, it’s a good idea to save them as an audio file for later use. Once you have a finished product, you’ll be able to add it to your video. Then you will adjust the audio file using the application with the elements above. Specifically, when you record a specific video, you should use your headphones and record your audio in parallel with the video. USED THE CHANGED VOICE IN VIDEOSĬhanging the voice sound in the video can also be done with Voice Changer. At the same time, you and your friends will also enjoy and relax when listening to a funny voice, and it helps you relieve stress effectively. It is entirely possible to tease friends when hearing a strange voice sent from your friend’s account. Specifically, you’ll be able to send files to your friends and completely surprise them when they hear them. Once you have created a complete audio file using Voice Changer, you can easily share it to different platforms. SHARE IT WITH YOUR FRIENDS WITH GREAT ENTERTAINMENT In addition, you also need to adjust some sound factors such as level, clarity to ensure the quality of the voice you create. Then you will choose different tones such as male, female, alien, and many more. The first step that you need to do is that you will need to record your voice or prepare a sound file. In Voice Changer, users will take advantage of editing elements to create a unique voice that can be used for many different purposes. Just changing one factor makes all the difference. At the same time, to have a good voice, you also need to go through many further editing steps similar to image editing. 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